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t.me/personalfinancesg ↗ · 51K subscribers · SG

Financial info that every Singaporean needs to know, from your friendly neighbourhood Seedly.sgINVITE YOUR FRIENDS! ➡️ t.me/personalfinancesghttps://seedly.sghttps://instagram.com/seedlysg?igshid=YmMyMTA2M2Y=

2,014 messages held 30 Mar 2024 → 12 Aug 2026 as a signal →
  1. Unlock one of the lowest interest rate in the market from as low as 1.00% p.a (EIR from 1.93% p.a.) and enjoy zero processing fees with the UOB Personal Loan! 🌟✨Plus, apply for a loan amount at least S$8,000 and loan tenure at least 36 month to unlock up to S$1,900 cash via PayNow. Limited time only! T&Cs apply.➡️Apply Now: https://bit.ly/3GLQNtA✍️Or, share your experience with UOB Personal Loan on Seedly!➡️ https://bit.ly/UOBPLseedly🎁 Redeem vouchers from various merchants on SeedlyRewards LOG IN NOW!

  2. For a limited time only, get a 2.0% p.a.* preferential rate on a 6-month SGD Time Deposit when you join Citigold. Plus, enjoy up to 7.51% p.a. interest when you open a Wealth First account. 🔑Share your experience with the Citigold on Seedly!➡️ https://bit.ly/3fbZRdo What's more, get an Apple iPhone 17 512GB (worth S$1,599) or up to S$1,500 cash via PayNow when you successfully start a Citigold relationship and opt-in as an Accredited Investor. T&Cs apply. 🎁 Redeem vouchers from various merchants on SeedlyRewards LOG IN NOW!

  3. Weddings can come with plenty of tempting extras, but not everything feels worth it in hindsight. What would you skip if you could do it all over again?Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨➡️ Join Discussion Here: https://singsaver.link/TG-aug-sdlytoday_1226🎁 Redeem vouchers from various merchants on SeedlyRewards LOG IN NOW!

  4. Want a card where you can choose between reward points, miles or cashback? Try the HSBC Revolution Credit Card! 💳Absolutely no annual fee plus get 20X Reward Points (8 mpd) on online and contactless transactions with no minimum spend required.Plus, score up to S$461 Upsized Cash via PayNow, Sony WF-1000XM6 Earbuds + S$50 eCapitaVoucher bundle (worth S$529), Dyson Airstrait™ straightener (worth S$799), Dyson V8 Cyclone Vacuum Cleaner (worth S$559), or 25,000 Max Miles by HeyMax (worth S$600+ in travel value) when you apply via SingSaver. T&Cs apply.➡️Apply Now: https://bit.ly/48egX3g✍️Or, share your experience with HSBC Revolution Card on Seedly!➡️ https://bit.ly/3X7szMV🎁 Redeem vouchers from various merchants on SeedlyRewards LOG IN NOW!

  5. Get more rewards this SG61 with Plus500! 🎁Be among the first 61 users to sign up & fund and get a bonus S$30 Shopee Voucher on top of your exclusive gift, such as cash or miles. Plus, enjoy up to S$13,000 in first-time deposit bonus. 💸Apply the following promo codes to unlock the welcome bonus:SingSaver500 – S$288 First-Time Deposit BonusMin. deposit: S$500Earn at least 128 Trader PointsSingSaver688 – S$688 First-Time Deposit BonusMin. deposit: S$1,000Earn at least 408 Trader PointsSingSaver1088 – S$1,088 First-Time Deposit BonusMin. deposit: S$2,000Earn at least 588 Trader PointsDIAMOND – S$13,000 First-Time Deposit BonusMin. deposit: S$75,000Earn at least 8,000 Trader PointsUnlock market opportunities today!T&C apply. CFD Service. Your capital is at risk.

  6. A partial withdrawal may seem like an easy way to access funds, but there could be longer-term consequences. When does encashing actually make sense?Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨➡️ Join Discussion Here: https://rebrand.ly/TG-aug-sdlytoday_1126🎁 Redeem vouchers from various merchants on SeedlyRewards LOG IN NOW!

  7. As salaries, expenses, and financial goals change, so can the amount you invest each month. Has your investing rate increased or decreased over the years?Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨➡️ Join Discussion Here: https://rebrand.ly/TG-aug-sdlytoday_1026🎁 Redeem vouchers from various merchants on SeedlyRewards LOG IN NOW!

  8. Protect your vehicle and yourself with MotorMax and MotorMax Plus! 🚗 🚗 MotorMax: MSIG workshop repairs🚗 MotorMax Plus: Workshop choice, transport allowance, loan protection🚗 Both cover medical expenses, overseas emergencies, and more!Share your experience with the MSIG MotorMax on Seedly!Plus, get up to S$210 e-vouchers, up to S$280 petrol vouchers, or up to S$110 PayNow when you buy now. T&Cs apply.➡️ https://bit.ly/3CJQ7Ra🎁 Redeem vouchers from Grab, Sephora, and many more on SeedlyRewards LOG IN NOW!

  9. Questions like "How much should I have by 30?" come up often, but financial journeys rarely look the same. Do age-based targets motivate you or make comparisons worse?Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨➡️ Join Discussion Here: https://rebrand.ly/TG-aug-sdlytoday_0726🎁 Redeem vouchers from various merchants on SeedlyRewards LOG IN NOW!

  10. Trade smarter with Longbridge 🚀Enjoy lifetime commission-free trading on U.S., SG, and HK stocks, and access a wide range of products including stocks, REITs, ETFs, HK warrants, CBBCs, U.S. options, and mutual funds—all in one platform.Stay ahead with free real-time Level 1 quotes for SGX and HKEX, and take advantage of 24-hour U.S. market trading to seize opportunities anytime.✨Get up to S$388 Cash via PayNow, S$420 Grab Vouchers, an Apple Watch SE Gen 3 + S$50 eCapitaVoucher bundle (worth S$399), or S$170 eCapitaVoucher when you sign up for an account. T&Cs apply.➡️Apply Now: https://bit.ly/LBseedly✍️Or, share your experience with Longbridge on Seedly!➡️ https://bit.ly/4gJTc5E🎁 Redeem vouchers from various merchants on SeedlyRewards LOG IN NOW!

  11. Boutique bathhouses are becoming increasingly popular, with many promising better recovery and wellbeing. Is the experience worth the price, or is the hype getting ahead of the benefits?Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨➡️ Join Discussion Here: https://rebrand.ly/TG-aug-sdlytoday_0626🎁 Redeem vouchers from various merchants on SeedlyRewards LOG IN NOW!

  12. A big purchase coming your way? Sign up for the CIMB Personal Loan now! ⭐️Receive cash instantly upon approval, enjoy as low as 1.00% p.a. (EIR from 1.94% p.a.), apply for min. loan amount of S$2,000, and more! T&Cs apply.Share your experience with the CIMB Personal Loan on Seedly!Plus, receive up to S$1,500 Cash when you apply via SingSaver for a min. loan amount of S$8,000. T&Cs apply.➡️ https://bit.ly/3FBjzZE🎁 Redeem vouchers from various stores on SeedlyRewards LOG IN NOW!

  13. Depending on your financial needs and policy type, there may be reasons to surrender it—or keep it in place. How would you decide what's best?Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨➡️ Join Discussion Here: https://rebrand.ly/TG-aug-sdlytoday_0526🎁 Redeem vouchers from various merchants on SeedlyRewards LOG IN NOW!

  14. Enjoy a welcome interest rate of up to 4% p.a. when you join HSBC Premier, and earn up to 14% p.a. on eligible time deposits when you invest or insure with HSBC. 🔑Share your experience with HSBC Premier on Seedly!➡️ https://singsaver.link/HSBC-PEGAWhat’s more, choose from premium rewards such as S$1,600 cash via PayNow, an Apple MacBook Air M4 15-inch worth S$1,799, or 105,000 Max Miles by HeyMax worth S$1,890 when you meet the qualifying requirements. T&Cs apply.🎁 Redeem vouchers from various merchants on SeedlyRewardsLOG IN NOW!

  15. Not everyone wants to pick winning stocks or follow the market daily. For those who built a sizeable portfolio, what approach worked best?Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨➡️ Join Discussion Here: https://rebrand.ly/TG-aug-sdlytoday_0426🎁 Redeem vouchers from various merchants on SeedlyRewards LOG IN NOW!

  16. Spend with the Citi SMRT Card. and earn SMRT$ points which you can redeem for cash rebates or shopping vouchers! Plus, this card rewards you with 5% cashback on supermarkets, transport & online.Share your experience with the Citi SMRT Card on Seedly!➡️ https://bit.ly/4pkbE8JAlso, score S$430 Upsized Cash, S$470 Grab Voucher, 25,000 Max Miles by HeyMax (worth S$600 in travel value), Dyson Airstrait, or Dyson V8 Cyclone cordless vacuum when you apply via SingSaver! T&Cs apply.🎁 Redeem vouchers from various merchants on SeedlyRewards LOG IN NOW!

  17. Just because you can afford a property upgrade doesn't always mean you should. What made you decide to stay put instead?Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨➡️ Join Discussion Here: https://rebrand.ly/TG-aug-sdlytoday_0326🎁 Redeem vouchers from various merchants on SeedlyRewards LOG IN NOW!

  18. Have you considered GREAT Maid Protect Insurance? 🛡It offers hospitalisation coverage and employer liability protection, giving you peace of mind while safeguarding your helper’s wellbeing.Plus, enjoy 20% off with promo code 20MAID, and get up to S$110 via PayNow or S$120 Grab Voucher when you purchase now.On top of that, the first policy purchase at 2PM daily stands a chance to win a Dyson V8 Cyclone Vacuum worth S$559 (min. S$450 premium applies).Get reliable protection for domestic helpers with GREAT Maid Protect Insurance.➡️ https://rebrand.ly/ge-dhi-4b502c🎁 Redeem vouchers from various merchants on SeedlyRewards LOG IN NOW!

  19. This is the stage where time, risk appetite and compounding can work strongly in your favour. Should young investors focus on ETFs, stocks, CPF, or simply building consistency first? 🏦Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨➡️ Join Discussion Here: https://rebrand.ly/TG-jul-sdlytoday_3126 🎁 Redeem vouchers from various merchants on SeedlyRewards LOG IN NOW!

  20. Trade CFDs with Plus500, a beginner-friendly, MAS-authorised platform offering competitive spreads, $0 deposit and withdrawal fees, plus a free demo account to help you get started. Open an account with a minimum deposit of just US$100 and explore the markets with ease.➡️ https://rebrand.ly/plus500-74354dShare your experience with Plus500 on Seedly!➡️ https://bit.ly/3STEbmEEnjoy an exclusive first time deposit bonus up to S$13,000 when you fund a minimum of S$500. Or, make a min. deposit of S$1,500, and execute at least 3 trades in Commodities or Indices or Options (all commodities/indices/options) to get upsized S$350 Cash via PayNow, 22,000 Upsized Max Miles by HeyMax, or a Dyson Clean+Wash Hygiene hard floor cleaner. T&Cs apply.

  21. A retirement plan may look comfortable at 65, but healthcare costs, inflation and longer life expectancy can change the picture. What backup plan would you rely on if savings run low? ⚠️Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨➡️ Join Discussion Here: https://rebrand.ly/TG-jul-sdlytoday_3026 🎁 Redeem vouchers from various merchants on SeedlyRewards LOG IN NOW!

  22. Enjoy one of the lowest personal loan interest rates in the market, from 1.00% p.a. (EIR 2.28% p.a.), with Trust Instant Loan. 💰Receive up to S$1,750 Cash via PayNow and a stackable S$10 FairPrice voucher when you meet the qualifying requirements. Trust Bank also offers an eligible rewards tenure from just 3 months—borrow at least S$15,000 to qualify for the Trust Bank Instant Loan Scratch & Win Promotion and stand a chance to win up to S$10,000 cashback. T&Cs apply.Share your experience with the Trust Instant Loan on Seedly!➡️ https://bit.ly/3UOs1wX🎁 Redeem vouchers from Grab, Sephora, and many more on SeedlyRewardsLOG IN NOW!

  23. If a large part of the index is already tied to local banks, some investors may wonder whether to buy them directly instead. Does the ETF still offer enough diversification?Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨➡️ Join Discussion Here: https://rebrand.ly/TG-jul-sdlytoday_2926 🎁 Redeem vouchers from various merchants on SeedlyRewards LOG IN NOW!

  24. Enjoy a welcome interest rate of up to 4% p.a. when you join HSBC Premier, and earn up to 14% p.a. on eligible time deposits when you invest or insure with HSBC. 🔑Share your experience with HSBC Premier on Seedly!➡️ https://singsaver.link/HSBC-PEGAWhat’s more, choose from premium rewards such as S$1,600 cash via PayNow, an Apple MacBook Air M4 15-inch worth S$1,799, or 105,000 Max Miles by HeyMax worth S$1,890 when you meet the qualifying requirements. T&Cs apply.🎁 Redeem vouchers from various merchants on SeedlyRewardsLOG IN NOW!

  25. Dividends may look attractive on paper, but withholding tax can change the final return. Should Singapore investors consider other ETF structures instead?Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨➡️ Join Discussion Here: https://rebrand.ly/TG-jul-sdlytoday_2826 🎁 Redeem vouchers from various merchants on SeedlyRewards LOG IN NOW!

  26. Get up to 8% cashback on dining, entertainment, and local and overseas shopping with the HSBC Live+ Credit Card! Plus, enjoy up to 5% cashback at Caltex and Shell in Singapore when you spend at least S$600 per calendar month. 💰Score S$450 Cash via PayNow, S$475 Grab Vouchers, a Dyson Airstrait™ straightener worth S$799, or 25,000 Max Miles by HeyMax worth over S$600 in travel value when you apply via SingSaver and fulfil the promotional requirements. T&Cs apply. 🎁➡️ https://bit.ly/3XFC3CtShare your experience with the HSBC Live+ Credit Card on Seedly!🎁 Redeem vouchers from various merchants on SeedlyRewards LOG IN NOW!

  27. Can a massive 7-storey wellness attraction change how locals relax and socialise? Or will Therme Singapore become another place people visit once for the hype? Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨➡️ Join Discussion Here: https://rebrand.ly/TG-jul-sdlytoday_2726 🎁 Redeem vouchers from various merchants on SeedlyRewards LOG IN NOW!

  28. Some hacks sound good online but are hard to stick to in real life. What’s one practical move that genuinely helped your budget? 🧾 Share your thoughts with the Seedly community! Plus, earn credits when you participate in community discussions. ✨➡️ Join Discussion Here: https://rebrand.ly/TG-jul-sdlytoday_2626 🎁 Redeem vouchers from various merchants on SeedlyRewards LOG IN NOW!

  29. Some homeowners hope to use gains from one property to move up to the next. But with stamp duties, loan limits and rising prices, does the math still work? 🏠Find out more here! 👇➡️ https://rebrand.ly/TG-jul-sdlyblog_2526

  30. Go further with Plus500. 🚀 Explore more investment opportunities and earn cash, miles, or premium gifts when you begin trading. 🎁Apply the following promo codes to unlock special bonuses:SingSaver500 – S$288 First-Time Deposit BonusMin. deposit: S$500Earn at least 128 Trader PointsSingSaver688 – S$688 First-Time Deposit BonusMin. deposit: S$1,000Earn at least 408 Trader PointsSingSaver1088 – S$1,088 First-Time Deposit BonusMin. deposit: S$2,000Earn at least 588 Trader PointsDIAMOND – S$13,000 First-Time Deposit BonusMin. deposit: S$75,000Earn at least 8,000 Trader Points