Why you should put S$1 into SRS before 1 July — Before the Retirement Age rises to 64On 1 July 2026, Singapore’s statutory retirement age increases from 63 to 64.Your SRS withdrawal age – the age at which you can access your SRS savings without penalty – is fixed at the statutory retirement age prevailing at the time of your first contribution.From 1 July 2026, that age becomes 64.In plain English – if you open an SRS account and contribute a minimum of S$1 by 30 June 2026, you lock in the current withdrawal age of 63 – for life.That gives you penalty-free access to your SRS savings a full year earlier, regardless of when you actually start contributing in earnest.For $1, I think that’s a no brainer.In this article, I wanted to discuss how the SRS works, why the withdrawal age lock-in matters, and why I think the S$1 top-up before the deadline is worth doing even if you have no immediate plans to use the SRS.https://financialhorse.com/why-you-should-put-s1-into-srs-before-1-july-before-the-retirement-age-rises-to-64/