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@unusual_whales

1 in 3 workers have more credit card debt than retirement savings, per Schroders

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386 Reposts 97 Quotes 3.9K Likes 199 Bookmarks
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145 replies collected of 168 X reports
Robert Washington @InvestingRob ·

@unusual_whales That tracks 😂

High Flyers Club @clubhighflyers ·

@unusual_whales Unacceptable

Market Edge @Market_Edge_007 ·

@unusual_whales That’s a pretty worrying sign for retirement readiness

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dean @deanff2323 ·

@unusual_whales That’s….. impressive

eepyboy @eepeeteepee ·

@unusual_whales Owe the bank a million dollars, you got a problem. Owe the bank 100 million dollars, we got a problem.

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benji @bryptobenj ·

@unusual_whales Holy shit

frakmaga2025 @FrakMAGA2022 ·

@unusual_whales @grok when was the last time this happened and how did the economy and the stock market react after this happened for the following 6 months?

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Peter @LordMarket22 ·

@unusual_whales The other two does not have a credit card as they are so broke 🙈 But without joke, the facts: - live is harder and more expensive year by year... I feel it on my skin (I make more around 20-25% than years ago, but still have around 30% less disposable income...)

Enjooyer @0xEnjooyer · 91K

@unusual_whales this is how you know we are in a golden age

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Cream puff @Elizabeth_amy0 ·

@unusual_whales This is also due to economic pressure. Income isn't keeping up with the cost of living, and with high interest rates on credit card debt, the balance can easily snowball

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Jordan Blake @nickdannunzio ·

@unusual_whales Alarming stat from Schroders. One-third of workers now have credit card debt larger than their retirement savings.

Tom | Money Up North @TWilks2318 ·

@unusual_whales High-interest debt growing faster than long-term savings puts a lot of people on the back foot before they even get close to retiring. That gap only gets harder to close the longer it sits there.

Clipur.com @ClipurMediaCorp ·

@unusual_whales people swiping just to survive

58.Rangersfan @Rangersfan53378 ·

@unusual_whales Based...

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Predixa @Predixa_xyz ·

@unusual_whales Important denominator: 33% of 615 surveyed workplace retirement plan participants, not one-third of all US workers. Still, the signal is ugly. For many savers, high-interest debt is compounding faster than retirement wealth.

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@unusual_whales That stat hits harder when you realize how many people are one emergency away from broke. x.com/i/grok/share/29230bb1593…

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Fission @FissionXYZ ·

@unusual_whales The underlying data is even more concerning. Schroders found that 27% of participants are now actively borrowing from their retirement plans just to pay down those credit cards.

The Holler الهاتف @mygreentea2024 ·

@unusual_whales The molten age.

VoluntaryVibes @VoluntaryVibes ·

@unusual_whales More proof some Americans are really bad at money.

@unusual_whales One day everyone is retiring early with this guy, the next people are drowning in debt. Common trend for years

Chain Voyager @ChainVoyagerX ·

@unusual_whales That’s a worrying sign for household finances. If credit card debt is growing faster than retirement savings, many workers may be prioritizing short-term survival over long-term financial security. The bigger question is how sustainable this is. 👀

Dad is FIRE 🔥 @DadisFIRE ·

@unusual_whales Interesting mix, but it would be less deceptive if this was broken out by age ranges. A 20 year old with $100 in credit card debt and $50 in retirement is not the same as 70 year old with credit card debt.

Michael Olise @WepaPapi ·
Warren Fukkett 🗯 @WFukkett ·

@unusual_whales wtf. Who are these morons? lol

Tomi Point @tomipoint · 11K

@unusual_whales You can have a booming stock market and still have a lot of people struggling financially. That gap is getting harder to ignore.

LSI @LongShotInvests ·

@unusual_whales This is actually nuts. We are just making it along somehow.

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Douglas Rahuba @DRahuba ·

@unusual_whales Well at least they have instagram photos compensate for it x.com/DRahuba/status/208752196…

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Crazy Fenak @CrazyFenaker ·

@unusual_whales Carrying credit card debt is insanely stupid. Instead of 10% annual returns working for you in the market, people end up with 24% annual interest working against them.

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freja damso @us_cash1211 ·

@unusual_whales One third of people have more credit card debt than retirement savings. It’s not that they don’t know how to save it’s that the cost of living consumes their money first.

Lenore Taylor @BolzMary ·

@unusual_whales 🙋🏼‍♀️

Divi ✨ @Dhivya_Cbe ·

@unusual_whales Retirement savings? More like credit card *interest* savings.

BRANDTALE SAGA @BrandTale_Saga ·

@unusual_whales Sobering finding from the Schroders survey — one in three workplace plan participants carrying more credit card debt than retirement savings really underlines how competing costs are squeezing long-term security.

LOID 🗽 @societyisatumor ·

@unusual_whales golden age

Crackers @Crackersonsol ·

@unusual_whales But.. if you die with credit card debt you basically made profit.

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Ashley @4score__7 ·

@unusual_whales “Workers”. I don’t know man, that’s awfully vague and general.

Macro Bombastic @MacroBombastic · 10K

@unusual_whales tough stat, the system really pushes survival over saving

JacksFan11 @JacksFan11 ·

@unusual_whales But the selfies on vacation to post on Instagram were so worth it.

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Leah @Leah_pg18 ·

@unusual_whales If this doesn’t wake a few people up, nothing will. The system’s properly broken for ordinary workers.

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Zeal Trading @RealZealTrading ·

@unusual_whales Yep i legit have no retirement savings at age 35. Little liquidity. Debt that’s being paid off slowly but surely

Marcellus_Marti @MartiMarcellus ·

@unusual_whales What is a “worker”

Kevin Quadro @theonlyKJQ ·

@unusual_whales By design

ruina @RUINA0807 ·

@unusual_whales So many people are sleepwalking towards retirement with no safety net

𝐕𝐑 @0xVeepul ·

@unusual_whales debt drowning dreams of a real retirement.

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Rosie🐾 @Rosie19981103 ·

@unusual_whales This demonstrates that building a robust financial safety net is more important than blindly pursuing investment returns

MoSx @Greenbe11321965 ·

@unusual_whales 1 in 3 thinks money grows on trees.

Tamalero King @Tamalero_King ·