Best ETF To Invest In @ 18 y/o?

What is the best ETF to invest in, given my circumstances? \- 18M \- UK-based \- £1,666 monthly S&S ISA contributions from 20 y/o (I'm traning to become an airline pilot and will be on £63k from 20 y/o; will be living at home for some time so can max ISA contributions) \- S&S ISA is my retirement fund to bridge the gap between early retirement and receiving my workplace pension - so I plan to hold the ETF in S&S ISA for 20-30 years, without any withdrawals

6 comments held Reddit says 0 on reddit ↗

u/Ok_Transition7785 1 23 hours ago

Better to ask in UK finance.
u/[deleted] 1 23 hours ago

[removed] — already gone when the archive first saw it
u/Rough-Ad7502 1 23 hours ago

given your timeline and huge savings rate starting at age twenty, sticking to a single broad global equity fund like vwrp is easily the most straightforward way to build that early retirement bridge. picking an accumulating global index etf automatically reinvests all your dividends directly back into the fund, which keeps compounding fully hands off inside your tax free stocks and shares isa over a twenty to thirty year period. having complete exposure to thousands of top companies across both developed and emerging markets means you capture total world growth without taking on single country or sector risk, giving you a smooth and reliable path toward financial independence before your workplace pension opens up
u/cuppaseb 1 23 hours ago

Always an all world etf until you learn about investing. After which you can decide for yourself what's next.
u/Usual_Lion_5837 OP 1 23 hours ago

Which all world etf would you recommend? There's just so much out there, I can't decide. I'd probably want the etf version where dividens are reinvested so I don't have to pay dividend tax
u/bear_Prune8771 1 23 hours ago

VT has the lowest Expense Ratio. That means you pay the lowest fee to hold it. But they’ll do all the balancing for you.