Why don’t you guys global index and chill? Human psychology?

Shitty tax laws

Somebody's got to correct market inefficiencies.. /s

Somebody's got to be the market inefficiencies

Someone gotta correct the indices

All of the below

Everyone’s tolerance for risk is completely different. Also this post assumes everyone is 100% individual stocks

The last point is a good way to summarize it. Also, I want to know how I compare. If I have a small portion of my portfolio be my own stock picks, at least I'll eventually know how I stack up. In the end it's like 50% curiosity and 50% unjustified self belief.

50% curiosity and 50% unjustified self belief.

I feel caught and I don't like it.

This is 100% the whey

if US Govt told me I can move my money to it without taxes, I will do it today.

because almost all of us, including me, believe that we can beat the index.

Most people do it because they got small capital, 10k isn't taking you far with an index

Because most people wrongly believe they are more intelligent than the average.

Because tomorrow Celebrus Technologies have an investor update and they are probably releasing very good news as the last month has seen an active insider trading environment. Take a look.

I have like $20,000 to my name right now so I don’t mind being more risk-on with my investments and trying to pick stocks that can grow faster than the market. But also it’s fun and I’m learning about active investing in the process. I was already indoctrinated by the bogleheads and I’ve seen the personal finance flow chart lol

Flashing lights mostly

"X stock is up 30% today after earnings." "Micron up 1000% ytd". VOO moves 2% on a volatile day. People are hoping to get those large jumps instead of steady returns

its fun

Some people have insider info.

Active fund managers and so called professionals have regulatory and other constraints that make it almost impossible for them to beat the market. They‘re subject to outflows and inflows from clients over which they have no control over which force them to make decisions when they might not want to. Retail investors like us don‘t have those. We can buy, what we want, when we want and hold for as long as we want. Professionals often can‘t do that. Fund managers also have misaligned incentives with their investors when it comes to their compensation. Meaning they get paid whether they perform or not, we don‘t get paid when we don‘t perform.

Because we love NBIS, full port baby ✈️ 

I do index mostly. But I have concerns about index etf, for example when you know that NVIDIa is owned now by at least 30% index funds that are blindly following the float that gets smaller, my guts is telling me a disaster is waiting to happen. Why do the wealthiest people in the world don’t invest in index but management fund that don’t beat the index? Why is everyone around me now buy index? For me the above is a red flag as well, small people always get fuxked over the top 1%

Stock picking is fun.

I honestly feel investing is overrated considering you can just buy S&P and beat 90% if the fund managers

I build my own 'index' of top 20 instead of top 100/500 or whatever. I've outperformed the index every single year

I know people there are beat the index over the long tern, the issue is that retail banks and wealth managers can make money on sell good produkters because the are expensive so the sell cheap strategies where there is room for profit to them! And the end client have no idea that Blackstone / Blackrock etc. has a shitty track record etc.

Simple: so far I am beating the market, so why stop?

I index and chill with 80% of my portfolio but i have 2-3 satelite position in which i hope for outperformance. 

It may well be luck, but my stock-picking strategy is currently beating the benchmark. Plus, avoiding a heavy concentration in semiconductors gives me better peace of mind.

Can't win if you don't try 

My current portfolio distribution is like 70% sp500, 30% value investing. The prior since late 2023. The latter since early to mid 2025. My profit from the latter just exceeded my profit from the prior at less than half the investment. Of course this kind of performance could change over time but my judgement is that it's worth investing in specific stocks because my priority is faster revenue before I can chill.

It’s not a belief I can beat the indices; I am beating the indices. 6 years now but let’s see how long I can run. The main reason managers don’t beat is that they have quarterly KPIs and other structural guardrails and they are measured to the benchmark so they can’t deviate too far from it. The real returns are in contrarian takes and long holds and constant capital infusions with no withdrawals. Pros have a down quarter or year their LPs and Investors leave.

Why do I read some version of this post every goddamn day. Why do these “some index fund and chill” people spend so much time worrying about what other people do with their money? You are supposed to be chilling, stop with the stupid questions and take a nap!

Global index makes me feel dead inside

I have some stocks for fun but majority of my holdings is in index

The psychology probably cuts both ways. Stock picking can satisfy the urge to be involved, but indexing requires its own kind of discipline. Sitting through a drawdown while doing absolutely nothing can be surprisingly difficult when every instinct says you should react.

I like the intellectual part of it. The control part of it. Plus I am much more bullish on AI overall and less bullish on Elon Musk companies than the VOO would give me. SP500 still about 45% of my portfolio, Foreign ETFs are about 25%. It’s the other 30% that’s AI infrastructure, semiconductors, and Fintech.

The expected returns given the current P/e ratio are something like 3% real returns over the next 10 years. https://i.redd.it/bnkh967j9t9e1.jpeg I just think I can find better value by myself.